We’re currently working on our BTL calculator in light of our recent criteria changes. We hope to have this back up and running soon but if you need any help in the meantime, please contact your BDM or the Helpdesk on 0330 123 1073.

Shared ownership: staircasing

Written by Ipswich Building Society

15 Jan 2019


First Time Buyers, Shared Ownership, Staircasing

1 min read

Staircasing is a term related to shared ownership mortgages. It refers to the process by which your client is able to increase their share of a shared ownership property, potentially right up to 100% (and thus complete ownership of the property).

When applying for a new shared ownership mortgage we generally require the ability to staircase up to 100%, though we may consider restricted staircasing on a case by case basis. If your client already has the ability to staircase and is looking to increase their share of a property, give us a call on 0330 123 1073.

For more information, see our shared ownership product page and our lending criteria.

This article was published under our previous name of Ipswich Building Society. We changed our name in 2021 – get in touch if you have any questions.

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