We’re currently working on our BTL calculator in light of our recent criteria changes. We hope to have this back up and running soon but if you need any help in the meantime, please contact your BDM or the Helpdesk on 0330 123 1073.

Mortgages for
real life.

Life isn’t one size fits all, and neither are our mortgages. Use our product finder to browse our current range of deals – whether your client is purchasing or remortgaging for the first time, last time or any time. Can’t find what you need? We’re here to help.

48 mortgages found

Mortgage Name

Rate

Initial Rate

APRC

Rate Term

Max loan amount

Max LTV

Full Details

Residential 2 Year Fixed Rate (Capital & Interest) – for purchase or remortgage up to 80% LTV

Fixed

Product ID: Purchase: 15468 Remortgage: 72561

Fixed

Initial Rate

5.39%

APRC

7.9%

Rate Term

2 year

Max loan amount

£1m

Max LTV

80%

Residential 5 Year Fixed Rate (Capital & Interest) – for purchase or remortgage up to 80% LTV

Fixed

Product ID: Purchase: 15469 Remortgage: 72562

Fixed

Initial Rate

4.99%

APRC

7.5%

Rate Term

5 year

Max loan amount

£1m

Max LTV

80%

Residential 2 Year Fixed Rate (Capital & Interest) – for purchase or remortgage up to 90% LTV

Fixed

Product ID: Purchase: 15473 Remortgage: 72566

Fixed

Initial Rate

5.59%

APRC

8.0%

Rate Term

2 year

Max loan amount

£500,000

Max LTV

90%

Residential 3 Year Fixed Rate (Capital & Interest) – for purchase or remortgage up to 90% LTV

Fixed

Product ID: Purchase: 15466 Remortgage: 72559

Fixed

Initial Rate

4.99%

APRC

7.6%

Rate Term

3 year

Max loan amount

£500,000

Max LTV

90%

Residential 5 Year Fixed Rate (Capital & Interest) – for purchase or remortgage up to 90% LTV

Fixed

Product ID: Purchase: 15474 Remortgage: 72567

Fixed

Initial Rate

5.19%

APRC

7.5%

Rate Term

5 year

Max loan amount

£500,000

Max LTV

90%

Residential 2 Year Discount Rate (Capital & Interest) – for purchase or remortgage up to 80% LTV

Variable

Product ID: Purchase: 11264 Remortgage: 67311

Variable

Initial Rate

5.39% (SVR minus 3.30%)

APRC

8.0%

Rate Term

2 year

Max loan amount

£1m

Max LTV

80%

Residential 2 Year Fixed Rate Large Loan (Capital & Interest) – for purchase or remortgage up to 80% LTV

Fixed

Product ID: Purchase: 15470 Remortgage: 72563

Fixed

Initial Rate

5.39%

APRC

6.8%

Rate Term

2 year

Max loan amount

£2m

Max LTV

80%

Residential 2 Year Fixed Rate (Interest Only) – for purchase or remortgage up to 80% LTV

Fixed

Product ID: Purchase: 15471 Remortgage: 72564

Fixed

Initial Rate

5.69%

APRC

8.1%

Rate Term

2 year

Max loan amount

£750,000

Max LTV

80%

Residential 5 Year Fixed Rate (Interest Only) – for purchase or remortgage up to 80% LTV

Fixed

Product ID: Purchase: 15472 Remortgage: 72565

Fixed

Initial Rate

5.39%

APRC

7.7%

Rate Term

5 year

Max loan amount

£750,000

Max LTV

80%

Residential 2 Year Discount Rate (Interest Only) – for purchase or remortgage up to 80% LTV

Variable

Product ID: Purchase: 11265 Remortgage: 67312

Variable

Initial Rate

5.79% (SVR minus 2.90%)

APRC

7.9%

Rate Term

2 year

Max loan amount

£750,000

Max LTV

80%

Eco Self Build & Renovation 2 Year Discount Rate – for purchase or remortgage up to 80% LTV

Variable

Product ID: Purchase: 46114 Remortgage: 46115

Variable

Initial Rate

5.99% (SVR minus 2.70%)

APRC

8.4%

Rate Term

2 year

Max loan amount

£1m

Max LTV

80%

Self Build & Renovation 2 Year Discount Rate – for purchase or remortgage up to 80% LTV

Variable

Product ID: Purchase: 46110 Remortgage: 46111

Variable

Initial Rate

6.09% (SVR minus 2.60%)

APRC

8.5%

Rate Term

2 year

Max loan amount

£1m

Max LTV

80%

Self Build & Renovation Large Loan 2 Year Discount Rate – for purchase or remortgage up to 70% LTV

Variable

Product ID: Purchase: 46112 Remortgage: 46113

Variable

Initial Rate

6.19% (SVR minus 2.50%)

APRC

8.3%

Rate Term

2 year

Max loan amount

£2m

Max LTV

70%

Shared Ownership 2 Year Fixed Rate – for purchase, remortage or staircasing up to 95% LTV

Fixed

Product ID: Purchase: 40197 Remortgage: 40198 Staircasing: 40199

Fixed

Initial Rate

5.75%

APRC

8.1%

Rate Term

2 year

Max loan amount

£500,000

Max LTV

95%

Buy To Let 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV (3% Fee)

Fixed

Product ID: Purchase: 29395 Remortgage: 29396

Fixed

Initial Rate

4.79%

APRC

8.4%

Rate Term

2 year

Max loan amount

£1m

Max LTV

80%

Buy To Let Light Refurbishment 2 Year Discount Rate – for purchase or remortgage up to 80% LTV

Variable

Product ID: Purchase: 24264 Remortgage: 24265

Variable

Initial Rate

5.75% (SVR minus 2.94%)

APRC

8.4%

Rate Term

2 year

Max loan amount

£1m

Max LTV

80%

Buy To Let Light Refurbishment 5 Year Fixed Rate – for purchase or remortgage up to 80% LTV

Fixed

Product ID: Purchase: 29369 Remortgage: 29370

Fixed

Initial Rate

5.79%

APRC

7.7%

Rate Term

5 year

Max loan amount

£1m

Max LTV

80%

Buy To Let Light Refurbishment 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV

Fixed

Product ID: Purchase: 29385 Remortgage: 29386

Fixed

Initial Rate

5.99%

APRC

8.4%

Rate Term

2 year

Max loan amount

£1m

Max LTV

80%

Buy To Let 5 Year Fixed Rate – for purchase or remortgage up to 80% LTV

Fixed

Product ID: Purchase: 29359 Remortgage: 29360

Fixed

Initial Rate

5.69%

APRC

7.7%

Rate Term

5 year

Max loan amount

£1m

Max LTV

80%

Buy To Let 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV

Fixed

Product ID: Purchase: 29383 Remortgage: 29384

Fixed

Initial Rate

5.89%

APRC

8.3%

Rate Term

2 year

Max loan amount

£1m

Max LTV

80%

Buy To Let 2 Year Discount Rate – for purchase or remortgage up to 80% LTV

Variable

Product ID: Purchase: 24262 Remortgage: 24263

Variable

Initial Rate

5.65% (SVR minus 3.04%)

APRC

8.4%

Rate Term

2 year

Max loan amount

£1m

Max LTV

80%

Holiday Let 5 Year Fixed Rate – for purchase or remortgage up to 80% LTV

Fixed

Product ID: Purchase: 29393 Remortgage: 29394

Fixed

Initial Rate

5.69%

APRC

7.8%

Rate Term

5 year

Max loan amount

£1m

Max LTV

80%

Holiday Let 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV

Fixed

Product ID: Purchase: 29391 Remortgage: 29392

Fixed

Initial Rate

5.80%

APRC

8.5%

Rate Term

2 year

Max loan amount

£1m

Max LTV

80%

Holiday Let 2 Year Discount Rate – for purchase or remortgage up to 80% LTV

Variable

Product ID: Purchase: 24260 Remortgage: 24261

Variable

Initial Rate

5.79% (SVR minus 2.90%)

APRC

8.2%

Rate Term

2 year

Max loan amount

£1m

Max LTV

80%

Expat Residential 2 Year Fixed Rate (Capital & Interest Repayment) – for purchase or remortgage up to 80% LTV

Fixed

Product ID: Purchase: 15475 Remortgage: 72568

Fixed

Initial Rate

5.79%

APRC

7.9%

Rate Term

2 year

Max loan amount

£1m

Max LTV

80%

Expat Residential 5 Year Fixed Rate (Capital & Interest Repayment) – for purchase or remortgage up to 80% LTV

Fixed

Product ID: Purchase: 15478 Remortgage: 72571

Fixed

Initial Rate

5.59%

APRC

7.6%

Rate Term

5 year

Max loan amount

£1m

Max LTV

80%

Expat Residential 5 Year Fixed Rate (Interest Only) – for purchase or remortgage up to 80% LTV

Fixed

Product ID: Purchase: 15479 Remortgage: 72572

Fixed

Initial Rate

5.89%

APRC

8.0%

Rate Term

5 year

Max loan amount

£750,000

Max LTV

80%

Expat Residential 2 Year Fixed Rate (Interest Only) – for purchase or remortgage up to 80% LTV

Fixed

Product ID: Purchase: 15476 Remortgage: 72569

Fixed

Initial Rate

6.09%

APRC

8.2%

Rate Term

2 year

Max loan amount

£750,000

Max LTV

80%

Expat Residential 2 Year Discount Rate (Capital & Interest Repayment) – for purchase or remortgage up to 80% LTV

Variable

Product ID: Purchase: 11266 Remortgage: 67313

Variable

Initial Rate

5.89% (SVR minus 2.80%)

APRC

8.0%

Rate Term

2 year

Max loan amount

£1m

Max LTV

80%

Expat Residential 2 Year Discount Rate (Interest Only) – for purchase or remortgage up to 80% LTV

Variable

Product ID: Purchase: 11267 Remortgage: 67314

Variable

Initial Rate

6.09% (SVR minus 2.60%)

APRC

8.2%

Rate Term

2 year

Max loan amount

£750,000

Max LTV

80%

Expat Residential 2 Year Fixed Rate Large Loan (Capital & Interest Repayment) – for purchase or remortgage up to 80% LTV

Fixed

Product ID: Purchase: 15477 Remortgage: 72570

Fixed

Initial Rate

5.79%

APRC

7.0%

Rate Term

2 year

Max loan amount

£2m

Max LTV

80%

Expat Buy to Let 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV (3% Fee)

Fixed

Product ID: Purchase: 29397, Remortgage: 29398

Fixed

Initial Rate

5.29%

APRC

8.5%

Rate Term

2 year

Max loan amount

£1m

Max LTV

80%

Expat Buy to Let 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV

Fixed

Product ID: Purchase: 29387, Remortgage: 29388

Fixed

Initial Rate

6.09%

APRC

8.4%

Rate Term

2 year

Max loan amount

£1m

Max LTV

80%

Expat Buy to Let 5 Year Fixed Rate – for purchase or remortgage up to 80% LTV

Fixed

Product ID: Purchase: 29381 Remortgage: 29382

Fixed

Initial Rate

5.80%

APRC

7.6%

Rate Term

5 year

Max loan amount

£1m

Max LTV

80%

Expat Buy To Let 2 Year Discount Rate – for purchase or remortgage up to 80% LTV

Variable

Product ID: Purchase: 24266 Remortgage: 24267

Variable

Initial Rate

5.95% (SVR minus 2.74%)

APRC

8.4%

Rate Term

2 year

Max loan amount

£1m

Max LTV

80%

Expat Holiday Let 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV

Fixed

Product ID: Purchase: 29389, Remortgage: 29390

Fixed

Initial Rate

6.39%

APRC

8.7%

Rate Term

2 year

Max loan amount

£750,000

Max LTV

80%

Expat Holiday Let 5 Year Fixed Rate – for purchase or remortgage up to 80% LTV

Fixed

Product ID: Purchase: 29399, Remortgage: 29400

Fixed

Initial Rate

6.09%

APRC

8.0%

Rate Term

5 year

Max loan amount

£750,000

Max LTV

80%

Expat Holiday Let 2 Year Discount Rate – for purchase or remortgage up to 80% LTV

Variable

Product ID: Purchase: 24268, Remortgage: 24269

Variable

Initial Rate

6.19% (SVR minus 2.50%)

APRC

8.4%

Rate Term

2 year

Max loan amount

£750,000

Max LTV

80%

Green Additional Borrowing (Residential) 2 Year Fixed Rate – up to 90% LTV

Fixed

Product ID: 79025

Fixed

Initial Rate

5.09%

APRC

6.4%

Rate Term

2 year

Max loan amount

£40,000

Max LTV

90%

Green Additional Borrowing (Residential) 2 Year Discount Rate – up to 90% LTV

Variable

Product ID: 78028

Variable

Initial Rate

4.99% (SVR minus 3.70%)

APRC

6.3%

Rate Term

2 year

Max loan amount

£40,000

Max LTV

90%

Green Additional Borrowing (Buy to Let) 2 Year Discount Rate – up to 80% LTV

Variable

Product ID: 78031

Variable

Initial Rate

5.39% (SVR minus 3.30%)

APRC

7.7%

Rate Term

2 year

Max loan amount

£40,000

Max LTV

80%

Additional Borrowing (Residential) Standard Variable Rate – up to 90% LTV

Variable

Product ID: 83009

Variable

Initial Rate

8.69% (SVR)

APRC

10.8%

Max loan amount

£500,000

Max LTV

90%

Additional Borrowing (Residential) 2 Year Discount Rate – up to 90% LTV

Variable

Product ID: 78027

Variable

Initial Rate

5.59% (SVR minus 3.10%)

APRC

7.9%

Rate Term

2 year

Max loan amount

£500,000

Max LTV

90%

Additional Borrowing (Residential) 2 Year Fixed Rate – up to 90% LTV

Fixed

Product ID: 79024

Fixed

Initial Rate

5.69%

APRC

8.0%

Rate Term

2 year

Max loan amount

£500,000

Max LTV

90%

Additional Borrowing (Self Build) Standard Variable Rate – up to 80% LTV

Variable

Product ID: 83010

Variable

Initial Rate

8.69% (SVR)

APRC

9.6%

Max loan amount

£500,000

Max LTV

80%

Additional Borrowing (Holiday Let) Discount Rate – up to 80% LTV

Variable

Product ID: 78030

Variable

Initial Rate

6.09% (SVR minus 2.60%)

APRC

8.1%

Rate Term

2 year

Max loan amount

£500,000

Max LTV

80%

Additional Borrowing (Buy To Let) Discount Rate – up to 80% LTV

Variable

Product ID: 78029

Variable

Initial Rate

6.09% (SVR minus 2.60%)

APRC

8.1%

Rate Term

2 year

Max loan amount

£500,000

Max LTV

80%

Additional Borrowing (Buy To Let) Standard Variable Rate – up to 80% LTV

Variable

Product ID: 82005

Variable

Initial Rate

8.69% (SVR)

APRC

9.2%

Rate Term

3 year

Max loan amount

£500,000

Max LTV

80%

All you need to know

Lending criteria.

Our expert underwriters consider every situation individually. Check our residential and BTL lending criteria.

It all adds up

Calculators.

Our affordability calculators can help you get a better idea of your clients’ potential to borrow the amount they need.

How to do business with us.

Ready to get started? We’re here to help.

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