We can help your later life clients: older borrowers can select any of our main range deals. Click here to find out more.

Existing borrowers and maturities.

Existing Borrowers

Clients with a mortgage with us.

Follow-on and additional borrowing rates

Mortgage options.


Your questions answered.

We will write to mortgage borrowers before their deal is due to expire, and offer exclusive follow-on rates. Note we may be able to carry out product switches up to 3 months before the end of the current product.

We consider additional borrowing applications for existing borrowers . This will need to be done via a paper application (see our toolkit) and your client will need to select from our specialist additional borrowing products. View deals for existing borrowers by using the filtering option in our product finder.


All of our products are portable. Porting applications need to be applied for via a paper application (visit our toolkit). We allow customers to borrow a little bit more on top of what they have outstanding with us. For the “top up” element, customers can select a product from our standard range.

Paper applications and documents can be sent to [email protected]. The max file size is 6MB.

After you submit the paper application we will produce the ESIS for your client, and send this directly to you share with your customer.

Unfortunately we don’t currently pay retention proc fees.

This is something we are reviewing internally and will update you of any changes.


Useful downloads.

Third party authorisation


Tariff of charges



Need to talk?

Nothing beats a proper conversation, so when you’re ready to talk we’d love to hear from you.

Get in touch with our friendly and knowledgeable team.

Prefer to talk?
Call 0330 123 0723

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