Porting.
For existing borrowers
We’re here to help.
For existing borrowers moving home our mortgages are portable. Whether it is a straight port, a port and top up or a port and downsize we’ve put together some useful information.
How it works
Process.
We’re here to make things simple! If you need to talk to us just call 0330 123 1073.
- Speak to us and let us know what your customer needs – we can discuss the options with you and you can then decide how best to proceed.
- Download and complete the application form and return it to [email protected].
- We will issue the ESIS to you and once you’re happy we can proceed to DIP, and subsequently full application.
- Once you’ve given the go-ahead to proceed with the application, we will need the supporting documents from you to enable us to submit the case.
- Once submitted, we’ll let you know we’ve received it. Our dedicated underwriting team will then liaise with you throughout the process (all the way to completion).
FAQs
Your questions answered.
If your client needs to top up their current mortgage, The application form has a section specifically for port and top up cases where you can outline the details of the loan, split by porting balance and the additional funds required.
No problem! You will just need to declare how much your client wishes to port, and confirm how the remainder is being repaid.
For clients porting their mortgage, and needing a top up there are two options. We can either arrange all borrowing on their current product, or move all borrowing (existing and new) onto a current new business product. Speak to our helpdesk to discuss the options available.
Please contact our intermediary helpdesk with information of what your clients are looking to do and we can advise of fees applicable to your case.
Useful resources
Downloads
Let us make it easy for you. We’ve put together some of the useful documents for you below, but if you can’t find what you need, or you’d prefer to talk, just give us a call on 0330 123 1073.
Enquiries
Need to talk?
Nothing beats a proper conversation, so when you’re ready to talk we’d love to hear from you.
Get in touch with our friendly and knowledgeable team.
Prefer to talk?
Call 0330 123 1073
Contact us