Lending criteria.
We can help with all types of cases, so check our lending criteria for the latest guidelines.
Our criteria is split into residential and buy to let, so use the options below to find the criteria you need.
Search
Income Made up Primarily of Benefits
We can potentially accept applicants whose income is made up primarily of benefits. Please note that some income is only taken at 50% or not at all, and your applicant would need to meet the minimum £25,000 per annum.
Individual Voluntary Arrangements (IVA)
Up to 75% LTV. Must have been satisfied 3 years.
How to do business with us.
Ready to get started? We’re here to help.
Service Update
Planned Maintenance Notice
We’re making some improvements to our Suffolk Online mortgage platform. It will be undergoing planned maintenance from 6pm on Friday 21 March to Sunday 23 March.
During this time, you won’t be able to access Suffolk Online.
If you need any help or support, call the team on 0330 123 1073 or email us [email protected].
Lines open: Monday to Friday 9am – 5pm.
We’re sorry for any inconvenience this may cause and appreciate your patience.