Lending criteria.
We can help with all types of cases, so check our lending criteria for the latest guidelines.
Our criteria is split into residential and buy to let, so use the options below to find the criteria you need.
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Joint Borrower Sole Proprietor
We can accept JBSP on BTL for UK and Expat applicants.
For UK applicants it’s a maximum of 4 applicants.
For Expat it’s a maximum of 2 applicants.
The joint borrower/s should be close family relative/s
On JBSP UK and Expat cases, we will allow any of the applicants to provide the deposit (including the non-proprietor).Please note that if the non proprietor is gifting the deposit they can not reside in the property.
*We’re unable to offer fee assisted legals on joint borrower sole proprietor applications.
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