The Bank of England reduced the base rate by 0.25 percentage points to 4.25% on Thursday 8 May 2025. Find out how this affects our SVR here. 

Lending criteria.

We can help with all types of cases, so check our lending criteria for the latest guidelines.

Our criteria is split into residential and buy to let, so use the options below to find the criteria you need.

 

Joint Borrower Sole Proprietor

We can accept JBSP on BTL for UK and Expat applicants.

For UK applicants it’s a maximum of 4 applicants.

For Expat it’s a maximum of 2 applicants.

The joint borrower/s should be close family relative/s

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