Lending criteria.
We can help with all types of cases, so check our lending criteria for the latest guidelines.
Our criteria is split into residential and buy to let, so use the options below to find the criteria you need.
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Japanese Knotweed
Specifies if we are able to potentially accept applications where there is evidence of Japanese knotweed at the property or near the property.
We will not lend on a property with Japanese Knotweed. We might be able to assist if this was historic and there are suitable guarantees in place
Joint application sole occupier
Indicates if we will accept joint applications where one applicant will NOT reside in the property. For example, a father and son are looking to buy a property together that only the son will live in.
We are able accept joint applications where one applicant will NOT reside in the property.
Joint application sole proprietor
Indicates if we will accept applications from joint borrowers where only ONE applicant will OWN the property. A good example would be a close family member who wants to help increase the borrowing capacity.
We are not able to accept this type of application
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