Lending criteria.
We can help with all types of cases, so check our lending criteria for the latest guidelines.
Our criteria is split into residential and buy to let, so use the options below to find the criteria you need.
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Joint Borrower Sole Proprietor
Accepted on UK and Expat applications.
Maximum 4 applicants 4 incomes on UK applications.
Maximum 2 applicants 2 incomes on Expat applications.
Up to 80% LTV.
The joint borrower/s should be close family relative/s
On JBSP UK and Expat cases, we will allow any of the applicants to provide the deposit (including the non-proprietor). Please note that if the non proprietor is gifting the deposit they can not reside in the property.
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