Lending criteria.
We can help with all types of cases, so check our lending criteria for the latest guidelines.
Our criteria is split into residential and buy to let, so use the options below to find the criteria you need.
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Lending Areas
Residential UK – Accepted.
Residential Expat – Accepted.
Self Build – Accepted.
Shared Ownership – Temporarily withdrawn.
Length of Time Property Owned
Property must have been owned for 6 months before a remortgage or additional borrowing transaction can take place.
Let to buy
Accepted.
Lodgers
Accepted, subject to there being no Assured Shorthold Tenancy Agreement in Place. Must not have independent utilities. Maximum 1 Lodger.
Lodger income will not be used to support affordability.
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