Lending criteria.
We can help with all types of cases, so check our lending criteria for the latest guidelines.
Our criteria is split into residential and buy to let, so use the options below to find the criteria you need.
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Overpayment Facility
Subject to product availability but typically:
We allow up to 50% (of the original mortgage balance) to be repaid during the product period (whether 2, 3 or 5 years) without any Early Repayment Charges being payable.
If more than 50% of the original mortgage is repaid, during the product period, the ERC will apply on the amount over 50% that has been repaid.
If the whole mortgage is repaid during the product ERC period, the ERC will be charged in full.
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