The Bank of England reduced the base rate by 0.25 percentage points to 4.25% on Thursday 8 May 2025. Find out how this affects our SVR here. 

Lending criteria.

We can help with all types of cases, so check our lending criteria for the latest guidelines.

Our criteria is split into residential and buy to let, so use the options below to find the criteria you need.

 

Visas

Family/Spousal – can be considered. Referral recommended.

Tier 1 working visas –  Not Accepted.

Skilled Worker Visa ( previously Tier 2 Visa) – Accepted.

Must have 12 months remaining on their visa at application.

Voters Roll

We can accept applications where applicants are not appearing on the voters but we will require proof of address.

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