We’re currently working on our BTL calculator in light of our recent criteria changes. We hope to have this back up and running soon but if you need any help in the meantime, please contact your BDM or the Helpdesk on 0330 123 1073.

Buy to Let – at a glance

Written by Ipswich Building Society

17 Sep 2018


Buy to Let, Top Slicing

2 min read

At Ipswich Building Society we can offer your client Buy to Let options if they are a first-time or small-portfolio landlord. 

We don’t work with commercial or large-scale landlords, so we won’t accept applications where your client has three or more properties within their portfolio (including the one being applied for).

What we can offer your client:

  • Loans up to 80% LTV
  • Up to £500k
  • First-time landlords and non-owner occupiers acceptable
  • Transitional cases calculated on 125% rental cover
  • Top slicing available on discount rate products

Regulated Buy to Let
We accept applications for Regulated Buy to Let – sometimes known as Family Buy to Let. This is where the property is let out to a family member. For this type of mortgage we assess the case based on the affordability rather than the rental cover. 

You can view our currently available Buy to Let products here. For more information please see our Lending Criteria or call us direct on 0330 123 1073.

This article was published under our previous name of Ipswich Building Society. We changed our name in 2021 – get in touch if you have any questions.

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