At Ipswich Building Society we can offer your client Buy to Let options if they are a first-time or small-portfolio landlord.
We don’t work with commercial or large-scale landlords, so we won’t accept applications where your client has three or more properties within their portfolio (including the one being applied for).
What we can offer your client:
- Loans up to 80% LTV
- Up to £500k
- First-time landlords and non-owner occupiers acceptable
- Transitional cases calculated on 125% rental cover
- Top slicing available on discount rate products
Regulated Buy to Let
We accept applications for Regulated Buy to Let – sometimes known as Family Buy to Let. This is where the property is let out to a family member. For this type of mortgage we assess the case based on the affordability rather than the rental cover.