We’re currently working on our BTL calculator in light of our recent criteria changes. We hope to have this back up and running soon but if you need any help in the meantime, please contact your BDM or the Helpdesk on 0330 123 1073.

Clients coming off the Help to Buy scheme?

Written by Ipswich Building Society

3 Jan 2019


First Time Buyers, Help to Buy, Remortgage

1 min read

The government’s Help to Buy: Equity Loan scheme was designed to assist people in buying a newly built home. With just a 5% deposit required, the government offered a loan of up to 20%, meaning that just a 75% mortgage was required which enabled buyers to access more attractive mortgage rates.

For those of your clients wishing to remortgage away from the Help to Buy scheme and acquire 100% of the equity in their property, all of our standard residential mortgages are available for remortgages up to 95% LTV. Our standard lending criteria applies.

Unlike some other mortgage providers we manually underwrite our cases in-house, looking closely at your client’s personal circumstances to make an informed decision. For more information give us a call on 0330 123 1073.

This article was published under our previous name of Ipswich Building Society. We changed our name in 2021 – get in touch if you have any questions.

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