Holiday let mortgages with Airbnb now available as standard

Written by Joanne Leek

12 Jan 2022


Air BnB, Holiday let, Product Changes

2 min read

We’re now able to consider applications for holiday let properties marketed via Airbnb, and similar short term holiday rental providers. This is the first of a number of criteria improvements we’re making in 2022.

There’s no standalone products or special pricing, this is available on our standard holiday let range. Your clients will also benefit from our generous 60 days’ personal use allowance.

Current deals:

Available up to 80% LTV for max loan £1m:

  • 2-year fixed rate @ 3.79%
  • 2-year discount rate @ SVR minus 1.85%, current pay rate 3.39%

Properties marketed via Airbnb will be subject to our existing rental coverage assessment, requiring a lettings agent (not Airbnb) to provide the known or anticipated letting value, exactly the same as a standard holiday let.

If you’ve got holiday let clients give us a call on 0330 123 1073 (option 1). We’re here to help.

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