We’re currently working on our BTL calculator in light of our recent criteria changes. We hope to have this back up and running soon but if you need any help in the meantime, please contact your BDM or the Helpdesk on 0330 123 1073.

Reduced rates on expat, buy to let and later life products

Written by Ipswich Building Society

29 Jul 2019


Buy to Let, Expat, Expat Buy to Let, Later life, Product Changes

1 min read

We've reduced rates on a range of later life, expat and BTL products, including our five year fixed and discounted rates. Additionally, we can now  also accept top slicing on our 2 year fixed rate BTL.

Details on our new products can be found on individual product pages or by downloading our mortgage rate guide.

What is top slicing?

Top slicing is when we can use your client's personal income to 'top up' a shortfall in the Interest Coverage Ratio (ICR).

By taking this additional portion of personal income into account during affordability calculations, this may enable them to access the loan amount required.

Click here for more info.

This article was published under our previous name of Ipswich Building Society. We changed our name in 2021 – get in touch if you have any questions.

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