Mortgages for
real life.
Life isn’t one size fits all, and neither are our mortgages. Use our product finder to browse our current range of deals – whether your client is purchasing or remortgaging for the first time, last time or any time. Can’t find what you need? We’re here to help.
Mortgage Name
Rate
Initial Rate
APRC
Rate Term
Max loan amount
Max LTV
Full Details
Residential 2 Year Fixed Rate (Capital & Interest) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15557 Remortgage: 72638
Fixed
Initial Rate
4.85%
APRC
7.6%
Rate Term
2 year
Max loan amount
£2m
Max LTV
80%
Residential 5 Year Fixed Rate (Capital & Interest) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15529 Remortgage: 72617
Fixed
Initial Rate
4.95%
APRC
7.1%
Rate Term
5 year
Max loan amount
£2m
Max LTV
80%
Residential 2 Year Fixed Rate (Capital & Interest) – for purchase or remortgage up to 90% LTV
Fixed
Product ID: Purchase: 15558 Remortgage: 72639
Fixed
Initial Rate
5.15%
APRC
7.7%
Rate Term
2 year
Max loan amount
£650,000
Max LTV
90%
Residential 5 Year Fixed Rate (Capital & Interest) – for purchase or remortgage up to 90% LTV
Fixed
Product ID: Purchase: 15544 Remortgage: 72630
Fixed
Initial Rate
5.05%
APRC
7.1%
Rate Term
5 year
Max loan amount
£650,000
Max LTV
90%
Residential 2 Year Fixed Rate (Capital & Interest) – for purchase or remortgage up to 95% LTV
Fixed
Product ID: Purhase: 15559 Remortgage: 72640
Fixed
Initial Rate
5.35%
APRC
7.7%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
95%
Residential 5 Year Fixed Rate (Capital & Interest) – for purchase or remortgage up to 95% LTV
Fixed
Product ID: Purchase: 15546 Remortgage: 72632
Fixed
Initial Rate
5.20%
APRC
7.2%
Rate Term
5 year
Max loan amount
£500,000
Max LTV
95%
Residential 2 Year Discount Rate (Capital & Interest) – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 11292 Remortgage: 67334
Variable
Initial Rate
4.75% (SVR minus 3.14%)
APRC
7.6%
Rate Term
2 year
Max loan amount
£2m
Max LTV
80%
Residential 2 Year Fixed Rate (Interest Only) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15560 Remortgage: 72641
Fixed
Initial Rate
5.15%
APRC
7.3%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Residential 5 Year Fixed Rate (Interest Only) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15530 Remortgage: 72618
Fixed
Initial Rate
5.25%
APRC
6.4%
Rate Term
5 year
Max loan amount
£1m
Max LTV
80%
Residential 2 Year Discount Rate (Interest Only) – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 11293 Remortgage: 67335
Variable
Initial Rate
5.00% (SVR minus 2.89%)
APRC
7.6%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Eco Self Build & Renovation 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 46144 Remortgage: 46145
Variable
Initial Rate
5.70% (SVR minus 2.19%)
APRC
7.4%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Self Build & Renovation 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 46140 Remortgage: 46141
Variable
Initial Rate
5.80% (SVR minus 2.09%)
APRC
7.5%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Self Build & Renovation Large Loan 2 Year Discount Rate – for purchase or remortgage up to 70% LTV
Variable
Product ID: Purchase: 46142 Remortgage: 46143
Variable
Initial Rate
5.90% (SVR minus 1.99%)
APRC
7.8%
Rate Term
2 year
Max loan amount
£2m
Max LTV
70%
Buy To Let Light Refurbishment 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 24288 Remortgage: 24289
Variable
Initial Rate
5.10% (SVR minus 2.79%)
APRC
6.9%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Buy To Let Light Refurbishment 5 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29515 Remortgage: 29516
Fixed
Initial Rate
5.49%
APRC
6.0%
Rate Term
5 year
Max loan amount
£1m
Max LTV
80%
Buy To Let Light Refurbishment 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29540 Remortgage: 29541
Fixed
Initial Rate
5.55%
APRC
7.0%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Buy To Let 5 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29511 Remortgage: 29512
Fixed
Initial Rate
5.39%
APRC
5.9%
Rate Term
5 year
Max loan amount
£1m
Max LTV
80%
Buy To Let 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29538 Remortgage: 29539
Fixed
Initial Rate
5.45%
APRC
6.9%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Buy To Let 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 24286 Remortgage: 24287
Variable
Initial Rate
5.00% (SVR minus 2.89%)
APRC
6.8%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Holiday Let 5 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29528 Remortgage: 29529
Fixed
Initial Rate
5.35%
APRC
7.1%
Rate Term
5 year
Max loan amount
£1m
Max LTV
80%
Holiday Let 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29536 Remortgage: 29537
Fixed
Initial Rate
5.45%
APRC
7.7%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Holiday Let 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 24284 Remortgage: 24285
Variable
Initial Rate
5.05% (SVR minus 2.84%)
APRC
7.5%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Expat Residential 2 Year Fixed Rate (Capital & Interest Repayment) – for purchase or remortgage up to 90% LTV
Fixed
Product ID: Purchase: 15563 Remortgage: 72644
Fixed
Initial Rate
5.70%
APRC
7.6%
Rate Term
2 year
Max loan amount
£650,000
Max LTV
90%
Expat Residential 2 Year Fixed Rate (Capital & Interest Repayment) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15561 Remortgage: 72642
Fixed
Initial Rate
5.39%
APRC
7.5%
Rate Term
2 year
Max loan amount
£2m
Max LTV
80%
Expat Residential 5 Year Fixed Rate (Capital & Interest Repayment) – for purchase or remortgage up to 90% LTV
Fixed
Product ID: Purchase: 15567 Remortgage: 72647
Fixed
Initial Rate
5.65%
APRC
7.1%
Rate Term
5 year
Max loan amount
£650,000
Max LTV
90%
Expat Residential 5 Year Fixed Rate (Capital & Interest Repayment) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15565 Remortgage: 72645
Fixed
Initial Rate
5.35%
APRC
6.9%
Rate Term
5 year
Max loan amount
£2m
Max LTV
80%
Expat Residential 5 Year Fixed Rate (Interest Only) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15566 Remortgage: 72646
Fixed
Initial Rate
5.55%
APRC
7.3%
Rate Term
5 year
Max loan amount
£1m
Max LTV
80%
Expat Residential 2 Year Fixed Rate (Interest Only) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15562 Remortgage: 72643
Fixed
Initial Rate
5.59%
APRC
7.7%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Expat Residential 2 Year Discount Rate (Capital & Interest Repayment) – for purchase or remortgage up to 90% LTV
Variable
Product ID: Purchase: 11291 Remortgage: 67333
Variable
Initial Rate
5.54% (SVR minus 2.35%)
APRC
7.6%
Rate Term
2 year
Max loan amount
£650,000
Max LTV
90%
Expat Residential 2 Year Discount Rate (Capital & Interest Repayment) – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 11294 Remortgage: 67336
Variable
Initial Rate
5.39% (SVR minus 2.50%)
APRC
7.6%
Rate Term
2 year
Max loan amount
£2m
Max LTV
80%
Expat Residential 2 Year Discount Rate (Interest Only) – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 11295 Remortgage: 67337
Variable
Initial Rate
5.59% (SVR minus 2.30%)
APRC
7.8%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Expat Buy to Let 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29542 Remortgage: 29543
Fixed
Initial Rate
5.59%
APRC
7.7%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Expat Buy to Let 5 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29546 Remortgage: 29547
Fixed
Initial Rate
5.49%
APRC
7.1%
Rate Term
5 year
Max loan amount
£1m
Max LTV
80%
Expat Buy To Let 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 24294 Remortgage: 24295
Variable
Initial Rate
5.40% (SVR minus 2.49%)
APRC
7.8%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Expat Holiday Let 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29544 Remortgage: 29545
Fixed
Initial Rate
5.89%
APRC
7.9%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Expat Holiday Let 5 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29530 Remortgage: 29531
Fixed
Initial Rate
5.64%
APRC
7.3%
Rate Term
5 year
Max loan amount
£1m
Max LTV
80%
Expat Holiday Let 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 24296 Remortgage: 24297
Variable
Initial Rate
5.50% (SVR minus 2.39%)
APRC
7.7%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Green Additional Borrowing (Residential) 2 Year Fixed Rate – up to 90% LTV
Fixed
Product ID: 79030
Fixed
Initial Rate
4.84%
APRC
7.2%
Rate Term
2 year
Max loan amount
£40,000
Max LTV
90%
Green Additional Borrowing (Residential) 2 Year Discount Rate – up to 90% LTV
Variable
Product ID: 78037
Variable
Initial Rate
4.14% (SVR minus 3.75%)
APRC
7.0%
Rate Term
2 year
Max loan amount
£40,000
Max LTV
90%
Green Additional Borrowing (Buy to Let) 2 Year Discount Rate – up to 80% LTV
Variable
Product ID: 78038
Variable
Initial Rate
4.54% (SVR minus 3.35%)
APRC
7.5%
Rate Term
2 year
Max loan amount
£40,000
Max LTV
80%
Additional Borrowing (Residential) 2 Year Discount Rate – up to 90% LTV
Variable
Product ID: 78032
Variable
Initial Rate
4.79% (SVR minus 3.10%)
APRC
7.6%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
90%
Additional Borrowing (Residential) 2 Year Fixed Rate – up to 90% LTV
Fixed
Product ID: 79028
Fixed
Initial Rate
5.39%
APRC
7.7%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
90%
Additional Borrowing (Self Build) 2 Year Discount – up to 80% LTV
Variable
Product ID: 78039
Variable
Initial Rate
6.74% (SVR minus 1.15%)
APRC
8.0%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
80%
Additional Borrowing (Holiday Let) Discount Rate – up to 80% LTV
Variable
Product ID: 78035
Variable
Initial Rate
5.29% (SVR minus 2.60%)
APRC
7.6%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
80%
Additional Borrowing (Buy To Let) Discount Rate – up to 80% LTV
Variable
Product ID: 78034
Variable
Initial Rate
5.29% (SVR minus 2.60%)
APRC
7.6%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
80%
All you need to know
Lending criteria.
Our expert underwriters consider every situation individually. Check our residential and BTL lending criteria.
It all adds up
Calculators.
Our affordability calculators can help you get a better idea of your clients’ potential to borrow the amount they need.
How to do business with us.
Ready to get started? We’re here to help.
From our blog
What’s new.
Our blog contains the latest goings-on and updates across the Society, so here’s where you can check out our latest product updates, mortgage news, insights and more.
Our regular emails include our latest news, so if you don’t already receive our updates get in touch and sign up. You can also follow us on Twitter and LinkedIn.
Base rate and our SVR
15% of homeowners plan to downsize, Suffolk Building Society finds
Changes to our lending criteria
Now accepting multi-currency applications
Joint borrower sole proprietor – Resi, BTL and holiday let applications
Expat Holiday Let – Rates Down. Max Loans Up