Mortgages for
real life.
Life isn’t one size fits all, and neither are our mortgages. Use our product finder to browse our current range of deals – whether your client is purchasing or remortgaging for the first time, last time or any time. Can’t find what you need? We’re here to help.
Mortgage Name
Rate
Initial Rate
APRC
Rate Term
Max loan amount
Max LTV
Full Details
Residential 2 Year Fixed Rate (Capital & Interest) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15423 Remortgage: 72517
Fixed
Initial Rate
5.49%
APRC
7.9%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Residential 3 Year Fixed Rate (Capital & Interest) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15425 Remortgage: 72519
Fixed
Initial Rate
5.49%
APRC
7.7%
Rate Term
3 year
Max loan amount
£1m
Max LTV
80%
Residential 2 Year Fixed Rate (Capital & Interest) – for purchase or remortgage up to 90% LTV
Fixed
Product ID: Purchase: 15419 Remortgage: 72513
Fixed
Initial Rate
5.79%
APRC
7.9%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
90%
Residential 3 Year Fixed Rate (Capital & Interest) – for purchase or remortgage up to 90% LTV
Fixed
Product ID: Purchase: 15420 Remortgage: 72514
Fixed
Initial Rate
5.79%
APRC
7.8%
Rate Term
3 year
Max loan amount
£500,000
Max LTV
90%
Residential 2 Year Discount Rate (Capital & Interest) – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 11263 Remortgage: 67310
Variable
Initial Rate
5.39% (SVR minus 3.30%)
APRC
8.0%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Residential 2 Year Discount Rate (Interest Only) – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 11260 Remortgage: 67305
Variable
Initial Rate
5.79% (SVR minus 2.90%)
APRC
7.9%
Rate Term
2 year
Max loan amount
£350,000
Max LTV
80%
Residential 2 Year Fixed Rate (Interest Only) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15424 Remortgage: 72518
Fixed
Initial Rate
5.99%
APRC
7.8%
Rate Term
2 year
Max loan amount
£350,000
Max LTV
80%
Eco Self Build & Renovation 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 46106 Remortgage: 46107
Variable
Initial Rate
6.09% (SVR minus 2.60%)
APRC
8.4%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Self Build & Renovation 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 46104 Remortgage: 46105
Variable
Initial Rate
6.19% (SVR minus 2.50%)
APRC
8.5%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Self Build & Renovation Large Loan 2 Year Discount Rate – for purchase or remortgage up to 70% LTV
Variable
Product ID: Purchase: 46108 Remortgage: 46109
Variable
Initial Rate
6.29% (SVR minus 2.40%)
APRC
8.3%
Rate Term
2 year
Max loan amount
£2m
Max LTV
70%
Shared Ownership 2 Year Fixed Rate – for purchase, remortage or staircasing up to 90% LTV
Fixed
Product ID: Purchase: 40188 Remortgage: 40189 Staircasing: 40190
Fixed
Initial Rate
6.09%
APRC
8.1%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
90%
Expat Residential 2 Year Discount Rate (Interest Only) – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 11262 Remortgage: 67307
Variable
Initial Rate
6.09% (SVR minus 2.60%)
APRC
8.2%
Rate Term
2 year
Max loan amount
£350,000
Max LTV
80%
Buy To Let 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29347 Remortgage: 29348
Fixed
Initial Rate
6.19%
APRC
8.5%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Buy To Let 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 24244 Remortgage: 24245
Variable
Initial Rate
5.99% (SVR minus 2.70%)
APRC
8.5%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Holiday Let 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29343 Remortgage: 29344
Fixed
Initial Rate
6.29%
APRC
8.6%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Holiday Let 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 24242 Remortgage: 24243
Variable
Initial Rate
6.09% (SVR minus 2.60%)
APRC
8.5%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Expat Residential 2 Year Discount Rate (Capital & Interest Repayment) – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 11261 Remortgage: 67306
Variable
Initial Rate
5.89% (SVR minus 2.80%)
APRC
8.0%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Expat Residential 2 Year Fixed Rate (Capital & Interest Repayment) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15426 Remortgage: 72520
Fixed
Initial Rate
6.25%
APRC
8.0%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Expat Residential 2 Year Fixed Rate (Interest Only) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15427 Remortgage: 72521
Fixed
Initial Rate
6.60%
APRC
8.3%
Rate Term
2 year
Max loan amount
£350,000
Max LTV
80%
Expat Buy To Let 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 24246 Remortgage: 24247
Variable
Initial Rate
6.19% (SVR minus 2.50%)
APRC
8.7%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Expat Buy to Let 5 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29341 Remortgage: 29342
Fixed
Initial Rate
6.39%
APRC
8.1%
Rate Term
5 year
Max loan amount
£1m
Max LTV
80%
Expat Holiday Let 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29345, Remortgage: 29346
Fixed
Initial Rate
6.49%
APRC
8.8%
Rate Term
2 year
Max loan amount
£750,000
Max LTV
80%
Expat Holiday Let 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 24248, Remortgage: 24249
Variable
Initial Rate
6.29% (SVR minus 2.40%)
APRC
8.6%
Rate Term
2 year
Max loan amount
£750,000
Max LTV
80%
Green Additional Borrowing (Residential) 2 Year Fixed Rate – up to 90% LTV
Fixed
Product ID: 79022
Fixed
Initial Rate
5.15%
APRC
6.4%
Rate Term
2 year
Max loan amount
£40,000
Max LTV
90%
Green Additional Borrowing (Residential) 2 Year Discount Rate – up to 90% LTV
Variable
Product ID: 78023
Variable
Initial Rate
5.10% (SVR minus 3.59%)
APRC
6.4%
Rate Term
2 year
Max loan amount
£40,000
Max LTV
90%
Green Additional Borrowing (Buy to Let) 2 Year Discount Rate – up to 80% LTV
Variable
Product ID: 78024
Variable
Initial Rate
5.30% (SVR minus 3.39%)
APRC
7.7%
Rate Term
2 year
Max loan amount
£40,000
Max LTV
80%
Additional Borrowing (Residential) Standard Variable Rate – up to 90% LTV
Variable
Product ID: 83007
Variable
Initial Rate
8.69% (SVR)
APRC
10.8%
Max loan amount
£500,000
Max LTV
90%
Additional Borrowing (Residential) 2 Year Discount Rate – up to 90% LTV
Variable
Product ID: 78022
Variable
Initial Rate
5.90% (SVR minus 2.79%)
APRC
8.1%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
90%
Expat Buy to Let 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29349, Remortgage: 29350
Fixed
Initial Rate
6.29%
APRC
8.7%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Additional Borrowing (Residential) 2 Year Fixed Rate – up to 90% LTV
Fixed
Product ID: 79023
Fixed
Initial Rate
5.99%
APRC
8.2%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
90%
Additional Borrowing (Self Build) Standard Variable Rate – up to 80% LTV
Variable
Product ID: 83008
Variable
Initial Rate
8.69% (SVR)
APRC
9.6%
Max loan amount
£500,000
Max LTV
80%
Additional Borrowing (Holiday Let) Discount Rate – up to 80% LTV
Variable
Product ID: 78026
Variable
Initial Rate
6.30% (SVR minus 2.39%)
APRC
8.2%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
80%
Additional Borrowing (Buy To Let) Discount Rate – up to 80% LTV
Variable
Product ID: 78025
Variable
Initial Rate
6.30% (SVR minus 2.39%)
APRC
8.2%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
80%
Additional Borrowing (Buy To Let) Standard Variable Rate – up to 80% LTV
Variable
Product ID: 82004
Variable
Initial Rate
8.69% (SVR)
APRC
9.2%
Rate Term
3 year
Max loan amount
£500,000
Max LTV
80%
All you need to know
Lending criteria.
Our expert underwriters consider every situation individually. Check our residential and BTL lending criteria.
It all adds up
Calculators.
Our affordability calculators can help you get a better idea of your clients’ potential to borrow the amount they need.
How to do business with us.
Ready to get started? We’re here to help.
From our blog
What’s new.
Our blog contains the latest goings-on and updates across the Society, so here’s where you can check out our latest product updates, mortgage news, insights and more.
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Base rate and our SVR
Boost for energy efficient self builders and renovators from Suffolk Building Society
Suffolk Building Society signs the Government’s New Mortgage Charter
Important changes to our lending criteria
Correction to Annual Mortgage Statements
Clients funding their later lifestyle? It’s simple with the Suffolk