Mortgages for
real life.
Life isn’t one size fits all, and neither are our mortgages. Use our product finder to browse our current range of deals – whether your client is purchasing or remortgaging for the first time, last time or any time. Can’t find what you need? We’re here to help.
Mortgage Name
Rate
Initial Rate
APRC
Rate Term
Max loan amount
Max LTV
Full Details
Residential 2 Year Discount Rate (Capital & Interest) – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 11307 Remortgage: 67348
Variable
Initial Rate
4.70% (SVR minus 2.79%)
APRC
7.3%
Rate Term
2 year
Max loan amount
£2m
Max LTV
80%
Residential 2 Year Discount Rate (Capital & Interest) – for purchase or remortgage up to 90% LTV
Variable
Product ID: Purchase: 11309 Remortgage: 67350
Variable
Initial Rate
4.90% (SVR minus 2.59%)
APRC
7.3%
Rate Term
2 year
Max loan amount
£650,000
Max LTV
90%
Residential 2 Year Discount Rate (Interest Only) – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 11308 Remortgage: 67349
Variable
Initial Rate
4.90% (SVR minus 2.59%)
APRC
7.0%
Rate Term
2 year
Max loan amount
£1.5m
Max LTV
80%
Eco Self Build & Renovation 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 46165 Remortgage: 46166
Variable
Initial Rate
5.45% (SVR minus 2.04%)
APRC
7.3%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Expat Self Build & Renovation 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 46167 Remortgage: 46168
Variable
Initial Rate
5.95% (SVR minus 1.54%)
APRC
7.4%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Self Build & Renovation 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 46161 Remortgage: 46162
Variable
Initial Rate
5.55% (SVR minus 1.94%)
APRC
7.3%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Self Build & Renovation Large Loan 2 Year Discount Rate – for purchase or remortgage up to 70% LTV
Variable
Product ID: Purchase: 46163 Remortgage: 46164
Variable
Initial Rate
5.65% (SVR minus 1.84%)
APRC
7.1%
Rate Term
2 year
Max loan amount
£2m
Max LTV
70%
Buy To Let Light Refurbishment 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 24313 Remortgage: 24314
Variable
Initial Rate
5.09% (SVR minus 2.40%)
APRC
6.6%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Buy To Let 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 24311 Remortgage: 24312
Variable
Initial Rate
4.99% (SVR minus 2.50%)
APRC
6.6%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Holiday Let 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 24309 Remortgage: 24310
Variable
Initial Rate
5.09% (SVR minus 2.40%)
APRC
6.7%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Expat Residential 2 Year Fixed Rate (Capital & Interest Repayment) – for purchase or remortgage up to 90% LTV
Fixed
Product ID: Purchase: 15660 Remortgage: 72734
Fixed
Initial Rate
5.79%
APRC
7.0%
Rate Term
2 year
Max loan amount
£650,000
Max LTV
90%
Expat Residential 2 Year Fixed Rate (Capital & Interest Repayment) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15656 Remortgage: 72730
Fixed
Initial Rate
5.49%
APRC
6.8%
Rate Term
2 year
Max loan amount
£2m
Max LTV
80%
Expat Residential 5 Year Fixed Rate (Capital & Interest Repayment) – for purchase or remortgage up to 90% LTV
Fixed
Product ID: Purchase: 15661 Remortgage: 72735
Fixed
Initial Rate
5.89%
APRC
6.4%
Rate Term
5 year
Max loan amount
£650,000
Max LTV
90%
Expat Residential 5 Year Fixed Rate (Capital & Interest Repayment) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15657 Remortgage: 72731
Fixed
Initial Rate
5.59%
APRC
6.2%
Rate Term
5 year
Max loan amount
£2m
Max LTV
80%
Expat Residential 5 Year Fixed Rate (Interest Only) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15659 Remortgage: 72733
Fixed
Initial Rate
5.79%
APRC
6.8%
Rate Term
5 year
Max loan amount
£1.5m
Max LTV
80%
Expat Residential 2 Year Fixed Rate (Interest Only) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15658 Remortgage: 72732
Fixed
Initial Rate
5.69%
APRC
7.2%
Rate Term
2 year
Max loan amount
£1.5m
Max LTV
80%
Expat Residential 2 Year Discount Rate (Capital & Interest Repayment) – for purchase or remortgage up to 90% LTV
Variable
Product ID: Purchase: 11316 Remortgage: 67356
Variable
Initial Rate
5.35% (SVR minus 2.14%)
APRC
7.3%
Rate Term
2 year
Max loan amount
£650,000
Max LTV
90%
Expat Residential 2 Year Discount Rate (Capital & Interest Repayment) – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 11314 Remortgage: 67354
Variable
Initial Rate
4.99% (SVR minus 2.50%)
APRC
7.2%
Rate Term
2 year
Max loan amount
£2m
Max LTV
80%
Expat Residential 2 Year Discount Rate (Interest Only) – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 11315 Remortgage: 67355
Variable
Initial Rate
5.19% (SVR minus 2.30%)
APRC
7.3%
Rate Term
2 year
Max loan amount
£1.5m
Max LTV
80%
Expat Buy to Let 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29654 Remortgage: 29655
Fixed
Initial Rate
5.69%
APRC
7.4%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Expat Buy to Let 5 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29656 Remortgage: 29657
Fixed
Initial Rate
5.75%
APRC
7.2%
Rate Term
5 year
Max loan amount
£1m
Max LTV
80%
Expat Buy To Let 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 24319 Remortgage: 24320
Variable
Initial Rate
5.15% (SVR minus 2.34%)
APRC
6.8%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Expat Holiday Let 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29658 Remortgage: 29659
Fixed
Initial Rate
5.75%
APRC
7.4%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Expat Holiday Let 5 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29660 Remortgage: 29661
Fixed
Initial Rate
5.79%
APRC
7.1%
Rate Term
5 year
Max loan amount
£1m
Max LTV
80%
Expat Holiday Let 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 24321 Remortgage: 24322
Variable
Initial Rate
5.40% (SVR minus 2.09%)
APRC
7.3%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Green Additional Borrowing (Residential) 2 Year Fixed Rate – up to 90% LTV
Fixed
Product ID: 79032
Fixed
Initial Rate
4.79%
APRC
6.9%
Rate Term
2 year
Max loan amount
£40,000
Max LTV
90%
Green Additional Borrowing (Residential) 2 Year Discount Rate – up to 90% LTV
Variable
Product ID: 78047
Variable
Initial Rate
4.09% (SVR minus 3.40%)
APRC
6.7%
Rate Term
2 year
Max loan amount
£40,000
Max LTV
90%
Green Additional Borrowing (Buy to Let) 2 Year Discount Rate – up to 80% LTV
Variable
Product ID: 78050
Variable
Initial Rate
4.50% (SVR minus 2.99%)
APRC
7.1%
Rate Term
2 year
Max loan amount
£40,000
Max LTV
80%
Additional Borrowing (Residential) 2 Year Discount Rate – up to 90% LTV
Variable
Product ID: 78046
Variable
Initial Rate
4.79% (SVR minus 2.70%)
APRC
6.9%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
90%
Additional Borrowing (Residential) 2 Year Fixed Rate – up to 90% LTV
Fixed
Product ID: 79031
Fixed
Initial Rate
5.09%
APRC
7.0%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
90%
Additional Borrowing (Self Build) 2 Year Discount – up to 80% LTV
Variable
Product ID: 78051
Variable
Initial Rate
6.49% (SVR minus 1.00%)
APRC
7.6%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
80%
Additional Borrowing (Holiday Let) Discount Rate – up to 80% LTV
Variable
Product ID: 78049
Variable
Initial Rate
5.09% (SVR minus 2.40%)
APRC
7.2%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
80%
Additional Borrowing (Buy To Let) Discount Rate – up to 80% LTV
Variable
Product ID: 78048
Variable
Initial Rate
5.09% (SVR minus 2.40%)
APRC
7.2%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
80%
All you need to know
Lending criteria.
Our expert underwriters consider every situation individually. Check our residential and BTL lending criteria.
It all adds up
Calculators.
Our affordability calculators can help you get a better idea of your clients’ potential to borrow the amount they need.
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From our blog
What’s new.
Our blog contains the latest goings-on and updates across the Society, so here’s where you can check out our latest product updates, mortgage news, insights and more.
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Base rate and our SVR
We’re repricing: deadlines and new rates
New Year, New Criteria
Let’s talk Joint Borrower, Sole Proprietor – with a twist.
Suffolk Building Society offers 5.49x income multiples for renters
Suffolk Building Society appoints new BDM for Wales and the South West