Mortgages for
real life.
Life isn’t one size fits all, and neither are our mortgages. Use our product finder to browse our current range of deals – whether your client is purchasing or remortgaging for the first time, last time or any time. Can’t find what you need? We’re here to help.
Mortgage Name
Rate
Initial Rate
APRC
Rate Term
Max loan amount
Max LTV
Full Details
Residential 2 Year Fixed Rate (Capital & Interest) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: 15707
Fixed
Initial Rate
5.59%
APRC
7.4%
Rate Term
2 year
Max loan amount
£2m
Max LTV
80%
Residential 5 Year Fixed Rate (Capital & Interest) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: 15676
Fixed
Initial Rate
5.69%
APRC
7.0%
Rate Term
5 year
Max loan amount
£2m
Max LTV
80%
Residential 2 Year Fixed Rate (Capital & Interest) – for purchase or remortgage up to 90% LTV
Fixed
Product ID: 15711
Fixed
Initial Rate
5.75%
APRC
7.4%
Rate Term
2 year
Max loan amount
£650,000
Max LTV
90%
Residential 5 Year Fixed Rate (Capital & Interest) – for purchase or remortgage up to 90% LTV
Fixed
Product ID: 15712
Fixed
Initial Rate
5.84%
APRC
7.1%
Rate Term
5 year
Max loan amount
£650,000
Max LTV
90%
Residential 2 Year Discount Rate (Capital & Interest) – for purchase or remortgage up to 80% LTV
Variable
Product ID: 11330
Variable
Initial Rate
5.19% (SVR minus 2.30%)
APRC
7.4%
Rate Term
2 year
Max loan amount
£2m
Max LTV
80%
Residential 2 Year Discount Rate (Capital & Interest) – for purchase or remortgage up to 90% LTV
Variable
Product ID: 11332
Variable
Initial Rate
5.49% (SVR minus 2.00%)
APRC
7.4%
Rate Term
2 year
Max loan amount
£650,000
Max LTV
90%
Residential 2 Year Fixed Rate (Interest Only) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: 15709
Fixed
Initial Rate
5.69%
APRC
7.4%
Rate Term
2 year
Max loan amount
£1.5m
Max LTV
80%
Residential 5 Year Fixed Rate (Interest Only) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: 15710
Fixed
Initial Rate
5.79%
APRC
7.1%
Rate Term
5 year
Max loan amount
£1.5m
Max LTV
80%
Residential 2 Year Discount Rate (Interest Only) – for purchase or remortgage up to 80% LTV
Variable
Product ID: 11331
Variable
Initial Rate
5.35% (SVR minus 2.14%)
APRC
7.1%
Rate Term
2 year
Max loan amount
£1.5m
Max LTV
80%
Eco Self Build & Renovation 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: 46173
Variable
Initial Rate
5.59% (SVR minus 1.90%)
APRC
7.3%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Expat Self Build & Renovation 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: 46167
Variable
Initial Rate
5.95% (SVR minus 1.54%)
APRC
7.4%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Self Build & Renovation 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: 46169
Variable
Initial Rate
5.69% (SVR minus 1.80%)
APRC
7.3%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Self Build & Renovation Large Loan 2 Year Discount Rate – for purchase or remortgage up to 70% LTV
Variable
Product ID: 46171
Variable
Initial Rate
5.79% (SVR minus 1.70%)
APRC
7.2%
Rate Term
2 year
Max loan amount
£2m
Max LTV
70%
Buy To Let Light Refurbishment 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: 24345
Variable
Initial Rate
5.59% (SVR minus 1.90%)
APRC
6.9%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Buy To Let Light Refurbishment 5 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: 29722
Fixed
Initial Rate
5.84%
APRC
6.3%
Rate Term
5 year
Max loan amount
£1m
Max LTV
80%
Buy To Let 5 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: 29721
Fixed
Initial Rate
5.74%
APRC
6.2%
Rate Term
5 year
Max loan amount
£1m
Max LTV
80%
Buy To Let 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: 29720
Fixed
Initial Rate
5.69%
APRC
6.8%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Buy To Let 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: 24344
Variable
Initial Rate
5.49% (SVR minus 2.00%)
APRC
6.8%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Holiday Let 5 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: 29719
Fixed
Initial Rate
5.79%
APRC
7.0%
Rate Term
5 year
Max loan amount
£1m
Max LTV
80%
Holiday Let 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: 29718
Fixed
Initial Rate
5.69%
APRC
7.3%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Holiday Let 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: 24343
Variable
Initial Rate
5.49% (SVR minus 2.00%)
APRC
6.9%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Expat Residential 2 Year Fixed Rate (Capital & Interest Repayment) – for purchase or remortgage up to 90% LTV
Fixed
Product ID: 15717
Fixed
Initial Rate
5.89%
APRC
7.0%
Rate Term
2 year
Max loan amount
£650,000
Max LTV
90%
Expat Residential 2 Year Fixed Rate (Capital & Interest Repayment) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: 15713
Fixed
Initial Rate
5.65%
APRC
6.9%
Rate Term
2 year
Max loan amount
£2m
Max LTV
80%
Expat Residential 5 Year Fixed Rate (Capital & Interest Repayment) – for purchase or remortgage up to 90% LTV
Fixed
Product ID: 15718
Fixed
Initial Rate
5.99%
APRC
6.5%
Rate Term
5 year
Max loan amount
£650,000
Max LTV
90%
Expat Residential 5 Year Fixed Rate (Capital & Interest Repayment) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: 15714
Fixed
Initial Rate
5.75%
APRC
6.3%
Rate Term
5 year
Max loan amount
£2m
Max LTV
80%
Expat Residential 5 Year Fixed Rate (Interest Only) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: 15716
Fixed
Initial Rate
5.89%
APRC
6.7%
Rate Term
5 year
Max loan amount
£1.5m
Max LTV
80%
Expat Residential 2 Year Fixed Rate (Interest Only) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: 15715
Fixed
Initial Rate
5.85%
APRC
7.3%
Rate Term
2 year
Max loan amount
£1.5m
Max LTV
80%
Expat Residential 2 Year Discount Rate (Capital & Interest Repayment) – for purchase or remortgage up to 90% LTV
Variable
Product ID: 11335
Variable
Initial Rate
5.79% (SVR minus 1.70%)
APRC
7.4%
Rate Term
2 year
Max loan amount
£650,000
Max LTV
90%
Expat Residential 2 Year Discount Rate (Capital & Interest Repayment) – for purchase or remortgage up to 80% LTV
Variable
Product ID: 11333
Variable
Initial Rate
5.45% (SVR minus 2.04%)
APRC
7.3%
Rate Term
2 year
Max loan amount
£2m
Max LTV
80%
Expat Residential 2 Year Discount Rate (Interest Only) – for purchase or remortgage up to 80% LTV
Variable
Product ID: 11334
Variable
Initial Rate
5.65% (SVR minus 1.84%)
APRC
7.5%
Rate Term
2 year
Max loan amount
£1.5m
Max LTV
80%
Expat Buy to Let 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: 29723
Fixed
Initial Rate
5.70%
APRC
7.4%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Expat Buy to Let 5 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: 29724
Fixed
Initial Rate
5.79%
APRC
7.1%
Rate Term
5 year
Max loan amount
£1m
Max LTV
80%
Expat Buy To Let 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: 24346
Variable
Initial Rate
5.55% (SVR minus 1.94%)
APRC
7.0%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Expat Holiday Let 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: 29725
Fixed
Initial Rate
5.85%
APRC
7.4%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Expat Holiday Let 5 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: 29726
Fixed
Initial Rate
5.89%
APRC
7.0%
Rate Term
5 year
Max loan amount
£1m
Max LTV
80%
Expat Holiday Let 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: 24347
Variable
Initial Rate
5.65% (SVR minus 1.84%)
APRC
7.4%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Green Additional Borrowing (Residential) 2 Year Fixed Rate – up to 90% LTV
Fixed
Product ID: 79035
Fixed
Initial Rate
5.09%
APRC
7.0%
Rate Term
2 year
Max loan amount
£40,000
Max LTV
90%
Green Additional Borrowing (Residential) 2 Year Discount Rate – up to 90% LTV
Variable
Product ID: 78054
Variable
Initial Rate
4.59% (SVR minus 2.90%)
APRC
6.8%
Rate Term
2 year
Max loan amount
£40,000
Max LTV
90%
Green Additional Borrowing (Buy to Let) 2 Year Discount Rate – up to 80% LTV
Variable
Product ID: 78057
Variable
Initial Rate
4.79% (SVR minus 2.70%)
APRC
7.2%
Rate Term
2 year
Max loan amount
£40,000
Max LTV
80%
Additional Borrowing (Residential) 2 Year Discount Rate – up to 90% LTV
Variable
Product ID: 78053
Variable
Initial Rate
5.19% (SVR minus 2.30%)
APRC
7.0%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
90%
Additional Borrowing (Residential) 2 Year Fixed Rate – up to 90% LTV
Fixed
Product ID: 79034
Fixed
Initial Rate
5.59%
APRC
7.2%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
90%
Additional Borrowing (Self Build) 2 Year Discount – up to 80% LTV
Variable
Product ID: 78051
Variable
Initial Rate
6.49% (SVR minus 1.00%)
APRC
7.6%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
80%
Additional Borrowing (Holiday Let) Discount Rate – up to 80% LTV
Variable
Product ID: 78056
Variable
Initial Rate
5.49% (SVR minus 2.00%)
APRC
6.8%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
80%
Additional Borrowing (Buy To Let) Discount Rate – up to 80% LTV
Variable
Product ID: 78055
Variable
Initial Rate
5.49% (SVR minus 2.00%)
APRC
6.8%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
80%
All you need to know
Lending criteria.
Our expert underwriters consider every situation individually. Check our residential and BTL lending criteria.
It all adds up
Calculators.
Our affordability calculators can help you get a better idea of your clients’ potential to borrow the amount they need.
How to do business with us.
Ready to get started? We’re here to help.
From our blog
What’s new.
Our blog contains the latest goings-on and updates across the Society, so here’s where you can check out our latest product updates, mortgage news, insights and more.
Our regular emails include our latest news, so if you don’t already receive our updates get in touch and sign up. You can also follow us on Twitter and LinkedIn.
Base rate and our SVR
Suffolk Building Society surpasses £800m of mortgage assets for the first time
We’re repricing: deadlines and new rates
New Year, New Criteria
Let’s talk Joint Borrower, Sole Proprietor – with a twist.
Suffolk Building Society offers 5.49x income multiples for renters