Mortgages for
real life.
Life isn’t one size fits all, and neither are our mortgages. Use our product finder to browse our current range of deals – whether your client is purchasing or remortgaging for the first time, last time or any time. Can’t find what you need? We’re here to help.
Mortgage Name
Rate
Initial Rate
APRC
Rate Term
Max loan amount
Max LTV
Full Details
Residential 2 Year Fixed Rate (Capital & Interest) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15662 Remortgage: 72736
Fixed
Initial Rate
5.59%
APRC
7.4%
Rate Term
2 year
Max loan amount
£2m
Max LTV
80%
Residential 5 Year Fixed Rate (Capital & Interest) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15663 Remortgage: 72737
Fixed
Initial Rate
5.59%
APRC
7.0%
Rate Term
5 year
Max loan amount
£2m
Max LTV
80%
Residential 2 Year Fixed Rate (Capital & Interest) – for purchase or remortgage up to 90% LTV
Fixed
Product ID: Purchase: 15666 Remortgage: 72740
Fixed
Initial Rate
5.85%
APRC
7.4%
Rate Term
2 year
Max loan amount
£650,000
Max LTV
90%
Residential 2 Year Discount Rate (Capital & Interest) – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 11317 Remortgage: 67357
Variable
Initial Rate
4.89% (SVR minus 2.60%)
APRC
7.3%
Rate Term
2 year
Max loan amount
£2m
Max LTV
80%
Residential 2 Year Discount Rate (Capital & Interest) – for purchase or remortgage up to 90% LTV
Variable
Product ID: Purchase: 11319 Remortgage: 67359
Variable
Initial Rate
5.09% (SVR minus 2.40%)
APRC
7.4%
Rate Term
2 year
Max loan amount
£650,000
Max LTV
90%
Residential 2 Year Fixed Rate (Interest Only) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15664 Remortgage: 72738
Fixed
Initial Rate
5.79%
APRC
7.4%
Rate Term
2 year
Max loan amount
£1.5m
Max LTV
80%
Residential 5 Year Fixed Rate (Interest Only) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15665 Remortgage: 72739
Fixed
Initial Rate
5.79%
APRC
7.1%
Rate Term
5 year
Max loan amount
£1.5m
Max LTV
80%
Residential 2 Year Discount Rate (Interest Only) – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 11318 Remortgage: 67358
Variable
Initial Rate
5.09% (SVR minus 2.40%)
APRC
7.0%
Rate Term
2 year
Max loan amount
£1.5m
Max LTV
80%
Eco Self Build & Renovation 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 46173 Remortgage: 46174
Variable
Initial Rate
5.59% (SVR minus 1.90%)
APRC
7.3%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Expat Self Build & Renovation 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 46167 Remortgage: 46168
Variable
Initial Rate
5.95% (SVR minus 1.54%)
APRC
7.4%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Self Build & Renovation 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 46169 Remortgage: 46170
Variable
Initial Rate
5.69% (SVR minus 1.80%)
APRC
7.3%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Self Build & Renovation Large Loan 2 Year Discount Rate – for purchase or remortgage up to 70% LTV
Variable
Product ID: Purchase: 46171 Remortgage: 46172
Variable
Initial Rate
5.79% (SVR minus 1.70%)
APRC
7.2%
Rate Term
2 year
Max loan amount
£2m
Max LTV
70%
Buy To Let Light Refurbishment 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 24327 Remortgage: 24328
Variable
Initial Rate
5.25% (SVR minus 2.24%)
APRC
6.7%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Buy To Let 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29674 Remortgage: 29675
Fixed
Initial Rate
5.85%
APRC
6.9%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Buy To Let 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 24325 Remortgage: 24326
Variable
Initial Rate
5.15% (SVR minus 2.34%)
APRC
6.7%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Holiday Let 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29672 Remortgage: 29673
Fixed
Initial Rate
5.99%
APRC
7.4%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Holiday Let 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 24323 Remortgage: 24324
Variable
Initial Rate
5.29% (SVR minus 2.20%)
APRC
6.8%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Expat Residential 2 Year Fixed Rate (Capital & Interest Repayment) – for purchase or remortgage up to 90% LTV
Fixed
Product ID: Purchase: 15671 Remortgage: 72745
Fixed
Initial Rate
5.99%
APRC
7.1%
Rate Term
2 year
Max loan amount
£650,000
Max LTV
90%
Expat Residential 2 Year Fixed Rate (Capital & Interest Repayment) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15667 Remortgage: 72741
Fixed
Initial Rate
5.75%
APRC
7.0%
Rate Term
2 year
Max loan amount
£2m
Max LTV
80%
Expat Residential 5 Year Fixed Rate (Capital & Interest Repayment) – for purchase or remortgage up to 90% LTV
Fixed
Product ID: Purchase: 15672 Remortgage: 72746
Fixed
Initial Rate
5.99%
APRC
6.5%
Rate Term
5 year
Max loan amount
£650,000
Max LTV
90%
Expat Residential 5 Year Fixed Rate (Capital & Interest Repayment) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15668 Remortgage: 72742
Fixed
Initial Rate
5.75%
APRC
6.3%
Rate Term
5 year
Max loan amount
£2m
Max LTV
80%
Expat Residential 5 Year Fixed Rate (Interest Only) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15670 Remortgage: 72744
Fixed
Initial Rate
5.95%
APRC
6.8%
Rate Term
5 year
Max loan amount
£1.5m
Max LTV
80%
Expat Residential 2 Year Fixed Rate (Interest Only) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15669 Remortgage: 72743
Fixed
Initial Rate
5.95%
APRC
7.3%
Rate Term
2 year
Max loan amount
£1.5m
Max LTV
80%
Expat Residential 2 Year Discount Rate (Capital & Interest Repayment) – for purchase or remortgage up to 90% LTV
Variable
Product ID: Purchase: 11322 Remortgage: 67362
Variable
Initial Rate
5.55% (SVR minus 1.94%)
APRC
7.3%
Rate Term
2 year
Max loan amount
£650,000
Max LTV
90%
Expat Residential 2 Year Discount Rate (Capital & Interest Repayment) – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 11320 Remortgage: 67360
Variable
Initial Rate
5.19% (SVR minus 2.30%)
APRC
7.3%
Rate Term
2 year
Max loan amount
£2m
Max LTV
80%
Expat Residential 2 Year Discount Rate (Interest Only) – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 11321 Remortgage: 67361
Variable
Initial Rate
5.39% (SVR minus 2.10%)
APRC
7.4%
Rate Term
2 year
Max loan amount
£1.5m
Max LTV
80%
Expat Buy to Let 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29676 Remortgage: 29677
Fixed
Initial Rate
5.89%
APRC
7.4%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Expat Buy to Let 5 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29678 Remortgage: 29679
Fixed
Initial Rate
5.89%
APRC
7.1%
Rate Term
5 year
Max loan amount
£1m
Max LTV
80%
Expat Buy To Let 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 24329 Remortgage: 24330
Variable
Initial Rate
5.29% (SVR minus 2.20%)
APRC
6.9%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Expat Holiday Let 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29680 Remortgage: 29681
Fixed
Initial Rate
6.05%
APRC
7.4%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Expat Holiday Let 5 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29682 Remortgage: 29683
Fixed
Initial Rate
5.99%
APRC
7.1%
Rate Term
5 year
Max loan amount
£1m
Max LTV
80%
Expat Holiday Let 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 24321 Remortgage: 24322
Variable
Initial Rate
5.40% (SVR minus 2.09%)
APRC
7.3%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Green Additional Borrowing (Residential) 2 Year Fixed Rate – up to 90% LTV
Fixed
Product ID: 79035
Fixed
Initial Rate
5.09%
APRC
7.0%
Rate Term
2 year
Max loan amount
£40,000
Max LTV
90%
Green Additional Borrowing (Residential) 2 Year Discount Rate – up to 90% LTV
Variable
Product ID: 78054
Variable
Initial Rate
4.59% (SVR minus 2.90%)
APRC
6.8%
Rate Term
2 year
Max loan amount
£40,000
Max LTV
90%
Green Additional Borrowing (Buy to Let) 2 Year Discount Rate – up to 80% LTV
Variable
Product ID: 78057
Variable
Initial Rate
4.79% (SVR minus 2.70%)
APRC
7.2%
Rate Term
2 year
Max loan amount
£40,000
Max LTV
80%
Additional Borrowing (Residential) 2 Year Discount Rate – up to 90% LTV
Variable
Product ID: 78053
Variable
Initial Rate
5.19% (SVR minus 2.30%)
APRC
7.0%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
90%
Additional Borrowing (Residential) 2 Year Fixed Rate – up to 90% LTV
Fixed
Product ID: 79034
Fixed
Initial Rate
5.59%
APRC
7.2%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
90%
Additional Borrowing (Self Build) 2 Year Discount – up to 80% LTV
Variable
Product ID: 78051
Variable
Initial Rate
6.49% (SVR minus 1.00%)
APRC
7.6%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
80%
Additional Borrowing (Holiday Let) Discount Rate – up to 80% LTV
Variable
Product ID: 78056
Variable
Initial Rate
5.49% (SVR minus 2.00%)
APRC
6.8%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
80%
Additional Borrowing (Buy To Let) Discount Rate – up to 80% LTV
Variable
Product ID: 78055
Variable
Initial Rate
5.49% (SVR minus 2.00%)
APRC
6.8%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
80%
All you need to know
Lending criteria.
Our expert underwriters consider every situation individually. Check our residential and BTL lending criteria.
It all adds up
Calculators.
Our affordability calculators can help you get a better idea of your clients’ potential to borrow the amount they need.
How to do business with us.
Ready to get started? We’re here to help.
From our blog
What’s new.
Our blog contains the latest goings-on and updates across the Society, so here’s where you can check out our latest product updates, mortgage news, insights and more.
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Base rate and our SVR
Suffolk Building Society surpasses £800m of mortgage assets for the first time
We’re repricing: deadlines and new rates
New Year, New Criteria
Let’s talk Joint Borrower, Sole Proprietor – with a twist.
Suffolk Building Society offers 5.49x income multiples for renters